ACTUARIAL-BASICS5 MIN READ
Explain the Reserve Increase Without Hiding It
Use findings, drivers, uncertainty, and next actions to explain an adverse reserve movement.
Grant G CFO F Finding D Driver U Uncertainty Board pressure Grant wants no surprises, and Maya needs to explain a $4.8M reserve strengthening. The communication has to be direct enough for governance and calm enough for decision-making. $4.8M recommended strengthening $2M range widening Finding -> driver -> uncertainty -> action Use ASOP 41 separation: state the finding, explain what changed, name limits, and give the user a next action.
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