Background Check Adverse Action Sequence
Apply the pre-adverse and final adverse action sequence for employment background reports.
A background report is not a final decision; it is an input that triggers a process. The FCRA sequence The employer must disclose that a consumer report may be used for employment and get authorization before obtaining it. If the employer may take adverse action because of the report, it should send a pre-adverse action notice, include a copy of the report, and include the summary of rights. The point is to let the applicant or employee identify inaccuracies before the decision is final. After the review window and any dispute handling, the employer can make the final decision and…
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