Subrogation Fork Before Release
Protect subrogation and recovery rights by clarifying responsibility before settlement release.
Closeout risk $310,000 water loss, broad release draft, failed valve with possible warranty recovery. The claim can close financially while accidentally destroying recovery value. RACI before irreversible action Responsible, Accountable, Consulted, Informed RACI prevents recovery tasks from falling between adjuster, subro, counsel, vendor, and insured. Assumption "Subro will catch it if it matters." The release protects settlement and recovery instead of trading one for the other. If an action is irreversible, name the role owner before it happens. 01 Pause 02 Assign 03 Release Identify the fork Final payment is ready, but the release is broad and failed parts may…
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