Construct a financing disclosure checklist for a consumer-credit advertisement.
The ad emphasizes "$39/month" while APR, term length, approval limits, and lender identity appear only after application begins. Trigger term -> companion terms -> pre-application display -> consistency check The common trap is treating the lender widget as the only regulated surface. The merchant ad shapes the consumer's decision before the lender flow starts, so hiding cost terms until application can leave the main affordability impression incomplete. Find trigger terms Mark the payment amount, repayment period, down payment, finance charge language, and any "no interest" or deferred-payment language in the ad. You cannot know what companion disclosures are needed until…
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