Use risk-response language for controlling decisions.
Reduce vs accept Acceptance is a decision, not neglect. "Can we just add another approval?" Your line Maybe, but first decide whether we are reducing a material risk or creating delay for risk already within tolerance. Adding approval because it feels safer. It forces evaluation before treatment. What does transfer mean? Shift part of financial impact to another party through insurance, contract terms, or hedging. Transfer rarely removes operational responsibility. What does avoid mean? Stop or change the activity so the risk no longer arises. Use when the activity is outside appetite or cannot be controlled proportionately. comparison battlecard
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