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CORPORATE-DEBT-MANAGEMENT5 MIN READ

Dialogue: Explain the Credit Rating Story to the Board

Explain credit-rating pressure using a structured, non-defensive board narrative.

Elaine EL Audit Committee Chair 01 Concern 02 Threshold 03 Action The moment Elaine asks, "We made money this quarter. Why would the outlook still be negative?" The board needs a credit story, not a ratio dump. 3.4x adjusted leverage peak 2 qtrs agency deleveraging watch Concern, threshold, action A board-ready credit story names what changed, the threshold stakeholders are watching, and the management actions that can change the trajectory.

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