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FINANCIAL-PLANNING5 MIN READ

When A Couple Disagrees On Risk

Use values, evidence, and commitment to make one better financial-planning decision.

Client pressure At 4:45 p.m., Priya has 15 minutes before a client call. The client has $42,000 in cash, a nervous spouse, and three competing goals. If Priya starts with a product answer, she may sound decisive and still solve the wrong problem. The client needs movement, but a rushed answer can mis-rank risk. CFP Board Financial Planning Practice Standards values, evidence, and commitment matters because financial planning fails less often from missing arithmetic than from unclear assumptions, weak sequencing, and decisions made under pressure. The CFP Board Financial Planning Practice Standards gives the planner a way to slow the…

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