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FIXED-INCOME-BASICS5 MIN READ

Talk Through a Credit Downgrade

Explain downgrade risk as price, probability, and action trigger rather than automatic default.

Martin M Client N Name R Reprice T Trigger The moment 20 sec Downgrade call Martin's bond was downgraded below investment grade and the price dropped before any missed coupon. The risk is either panic selling or pretending a downgrade is meaningless. BBB- -> BB+ rating move 98 -> 91 price move

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