Classify common microfinance appraisal signals into Capacity, Character, Capital, Collateral, and Conditions.
Sort each appraisal signal into the Five C it primarily informs. Capacity Character Capital Collateral Conditions The client's net cash after household costs is $18 below the proposed installment The client has repaid three prior loans on time and attends meetings consistently The household has only $12 in savings after buying inventory A freezer can be pledged but is also used to keep the business operating A road closure will reduce market traffic for the next three weeks Supplier credit shortened from 14 days to 7 days Daily sales are high but gross margin dropped after ingredient prices rose The…
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