Card fraud control quick reference
Recall when common card-fraud controls reduce credential exposure, authentication risk, velocity risk, or investigation risk.
Control fit FAST Use FAST before adding a payment-fraud control Flip to expand the control-fit checklist Compare Tokenization vs. authentication Tokenization does not prove the buyer is legitimate; authentication does not remove card-data scope by itself. Objection Why not challenge every transaction and end fraud? Stakeholder wants maximum authentication. Your line Challenge is a priced control. Use it where uncertainty and exposure justify the abandonment cost, then measure fraud rate, approval rate, and challenge abandonment together. Do not measure only fraud loss; a perfect fraud rate with no sales is not a payment strategy. It reframes authentication as risk-reduction with…
Sign up free — one personalized lesson every day, matched to your role and goals.
Already have an account? Sign in