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PAYMENTS-INDUSTRY5 MIN READ

Handle the SCA exception request

Use risk-treatment language to respond to a request for less authentication friction.

Iris I Growth lead 01 Goal 02 Condition 03 Guardrail Holiday campaign 30 sec Scenario Growth wants to bypass step-up authentication for the campaign because abandonment hurt last year. A flat yes can raise fraud losses; a flat no can waste legitimate revenue. Treatment 1 min Risk treatment Avoid, Reduce, Accept, Monitor

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