Underwriting fairness quick cards
Recall fairness and proxy-risk checks for underwriting AI support tools.
Recall What is proxy risk in underwriting AI? A seemingly neutral field behaves like a stand-in for a sensitive or inappropriate factor. Examples can include geography, broker access, digital behavior, or third-party scores depending on context. Objection handler We removed protected fields, so fairness is handled. A model review is about to skip proxy testing. Your line Removing protected fields is necessary, not sufficient. We still need to test whether remaining variables create segment gaps or act as proxies. Treating field removal as full fairness review. It acknowledges the good control while naming the remaining risk. Evidence Explainable input vs.…
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