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BANKING-FUNDAMENTALS5 MIN READ

Sort the payment rail by risk and use

Match payment situations to common rails and explain the practical risk difference.

Sort each payment situation into the likely rail. ACH Wire Card Check Internal Transfer Recurring payroll file for 84 employees Same-day commercial real-estate closing funds Employee books hotel with authorization hold Small vendor insists on a mailed paper instrument Move funds between two accounts at the same bank Monthly batch of routine vendor credits

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