Recall safe responses to common automatic-stay misunderstandings.
comparison Friendly demand We are not collecting; we are just asking whether the debtor can pay something voluntarily. A creditor frames a payment demand as a relationship call. Discussing payment amounts outside the bankruptcy channel. Your line Because there is a bankruptcy case, payment questions on pre-filing debt need to go through the bankruptcy process or counsel. It avoids arguing intent and redirects the action. Debtor absolute Bankruptcy means nobody can contact me about anything ever again. A debtor overreads the stay as permanent total silence. Agreeing and ignoring exceptions, court notices, postpetition obligations, or discharge timing. The stay is…
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