BANKRUPTCY-LAW-BASICS5 MIN READ
Collateral Pressure: Stay, Value, Adequate Protection
Use stay, collateral value, and adequate-protection facts to triage secured-creditor pressure.
comparison 01 Channel 02 Collateral 03 Protection Secured pressure A lender threatens repossession of a van after a Chapter 13 filing. A stay answer without collateral facts is fragile. Balanced triage Stay status -> collateral facts -> protection plan Secured-creditor pressure is handled through facts and process. The stay matters, but so do value, insurance, payment, and use. Shortcut Say either 'the lender wins' or 'the stay stops everything' A motion-ready fact frame. Protect process first, then prove the collateral story. Node 1
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