Discharge Has Edges
Identify why discharge stops collection for some debts but leaves others unaffected.
Discharge is powerful because it is an injunction. It is limited because exceptions exist. The legal mechanism The discharge stops collection on discharged debts as a personal liability of the debtor. That gives the debtor real protection after the case. But Section 523 and related rules identify debts that may not be discharged or may require a court determination. Chapter choice and case history can also affect timing and scope. Why it works Bankruptcy balances fresh start against public policy and creditor rights. A covered credit-card balance may be discharged. A domestic support obligation is treated differently. A fraud-based debt…
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