BUDGET-COACHING5 MIN READ
Dialogue: bank balance avoidance
Use OARS to help a client face account information without shame.
Client C budget coaching learner 1 Open 2 Reflect 3 Commit Live coaching Client: “I know I should budget, but looking at my account makes me panic.” A budget conversation can either reduce shame or make the client hide the real numbers. turns OARS method OARS for account avoidance Use open questions, affirmations, reflections, and summaries to keep the client talking about choices instead of defending mistakes. Ask before advise
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