Recall the main due-diligence checks before approving a murabaha transaction.
What is the first murabaha evidence check? A real, permissible, identifiable asset with supplier evidence. If the asset is vague or impermissible, price and tenor work do not matter yet. Asset first What must happen before the bank resells the asset? The bank must have a valid ownership or risk-bearing step under the approved process. The evidence may be title, possession, constructive possession, or another approved proof depending on structure. Sequence Murabaha sale thinking versus loan thinking Use sale language in customer documents when the structure is a sale. The ownership step is just paperwork; the customer already picked the…
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