Apply the cash conversion cycle to masonry deposits, material purchases, payroll timing, progress billing, and collections.
The idea: cash timing is part of job design. The cash conversion cycle is often written as DIO plus DSO minus DPO. In plain language: how long your money sits in materials and work before customers pay you, adjusted by how long suppliers let you wait. For a masonry contractor, the exact labels matter less than the sequence: material cash out, labor cash out, invoice trigger, approval lag, collection date, and retainage release. Use the cycle to pressure-test growth. More work is not automatically safer. If three jobs all require custom brick deposits, weekly payroll, and 30-day collections, the business…
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